Terms of Service

These Terms of Service ("Terms") constitute a legally binding agreement made between you and Jillian Health LLC concerning your access to and use of our website, forms, and advisory services.

1. Professional Insurance Disclaimer

Jillian Health LLC operates as a licensed independent insurance advisory firm. The content provided on this website is intended for general informational purposes and does not constitute legally binding financial, medical, or tax advice. All coverage terms, limits, and approvals are ultimately governed by the executed policy documents issued by the respective insurance carrier.

2. SMS / Text Messaging Compliance Terms

By actively checking the SMS consent box on our web forms, you agree to participate in our text messaging program under the following strict parameters:

• Express Consent: You authorize Jillian Health LLC to send marketing, scheduling, and informational text messages to the provided mobile number using automated technology. Consent is not a condition of purchasing insurance services.
• Opt-Out Protocol: You maintain the right to cancel the SMS service at any time. To opt-out, reply STOP to any text message received. We will send a final confirmation of your unsubscribed status, after which no further messages will be delivered.
• Assistance: For immediate assistance regarding the messaging program, reply HELP or call our office directly at +1 (813) 545 4847.
• Rates and Frequencies: Carrier message and data rates may apply. Message frequency will vary based on your active inquiries and policy renewal timelines.
• Liability Exclusions: Telecommunication carriers (e.g., Verizon, AT&T, T-Mobile) are not liable for delayed or undelivered messages.

3. Intellectual Property

All site design, text, graphics, interfaces, and the selection and arrangements thereof are the proprietary property of Jillian Health LLC. Unauthorized reproduction or distribution is strictly prohibited.

4. Limitation of Liability

To the maximum extent permitted by applicable law, Jillian Health LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your access to or use of our website and preliminary advisory materials.

5. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which our corporate headquarters is located, disregarding conflict of law provisions.